Sample screens   

Sample screen clips from Microfin

The first screen clip comes from the PRODUCTS page, showing how loan sizes can be established for different loan cycles, following the scaled approach common in microfinance.  Note that loan amounts may optionally be changed in any month by using the grey input cells.  Otherwise values from the previous month are automatically carried forward.  In addition, the dropdown list may be used to index loan sizes to the inflation rate by a variety of methods.

The next screen clip shows another step in the credit product definiton process, establishing the pricing structure.  A variety of pricing options are available, including declining balance interest, flat interest, floating interest, fixed amount upfront commissions, percentage rate upfront commissions, fixed amount ongoing fees, percentage rate ongoing fees, and indexing of the loan balance to an inflation index or lending in an external currency.

A highly useful feature of Microfin is that most data is availabe for review in graphical form.  The following graph shows the number of active loans for one of the credit products.  The different colored bands represent the number of borrowers by loan cycle.  As the institution matures, borrowers move into higher loan cycles, thus borrowing larger amounts and increasing the size of the portfolio.

This website is managed by Chuck Waterfield.  If you have any questions or comments about the website, please email waterfield@microfin.com